The term disposable income is identified in base64 scheme by the sequence ZGlzcG9zYWJsZSBpbmNvbWU=, while the MD5 signature is equal to 7cae44f2b4d0272a242d0ddee0f204f9. The ASCII encoding of disposable income in hexadecimal notation is 646973706f7361626c6520696e636f6d65.