The term penny-pinching is identified in base64 scheme by the sequence cGVubnktcGluY2hpbmc=, while the MD5 signature is equal to 9e48adbc4d0aac65239e87f9e9e2c4b0. The ASCII encoding of penny-pinching in hexadecimal notation is 70656e6e792d70696e6368696e67.