The term annuity in advance is identified in base64 scheme by the sequence YW5udWl0eSBpbiBhZHZhbmNl, while the MD5 signature is equal to 5055b5e3216b10ada39377936fea5549. The ASCII encoding of annuity in advance in hexadecimal notation is 616e6e7569747920696e20616476616e6365.