The term nickel-and-dime is identified in base64 scheme by the sequence bmlja2VsLWFuZC1kaW1l, while the MD5 signature is equal to 9b766502695031ca5b1f1bf9e308598b. The ASCII encoding of nickel-and-dime in hexadecimal notation is 6e69636b656c2d616e642d64696d65.