The term no fault insurance is identified in base64 scheme by the sequence bm8gZmF1bHQgaW5zdXJhbmNl, while the MD5 signature is equal to e3c565d11ac5c06abe9720c60fdb6734. The ASCII encoding of no fault insurance in hexadecimal notation is 6e6f206661756c7420696e737572616e6365.