The term unearned income is identified in base64 scheme by the sequence dW5lYXJuZWQgaW5jb21l, while the MD5 signature is equal to 97f8867e7ab11d5e4a911b400efae9eb. The ASCII encoding of unearned income in hexadecimal notation is 756e6561726e656420696e636f6d65.