The term zero-coupon bond is identified in base64 scheme by the sequence emVyby1jb3Vwb24gYm9uZA==, while the MD5 signature is equal to a8c3a0c69da25c486c0a0819ef13366c. The ASCII encoding of zero-coupon bond in hexadecimal notation is 7a65726f2d636f75706f6e20626f6e64.