The term cost-of-living benefit is identified in base64 scheme by the sequence Y29zdC1vZi1saXZpbmcgYmVuZWZpdA==, while the MD5 signature is equal to 449ecf8cc1709d86be9ff4d47a63a4f6. The ASCII encoding of cost-of-living benefit in hexadecimal notation is 636f73742d6f662d6c6976696e672062656e65666974.