The term personal line of credit is identified in base64 scheme by the sequence cGVyc29uYWwgbGluZSBvZiBjcmVkaXQ=, while the MD5 signature is equal to 07d666296dc2ed16ef32b65dbbea916c. The ASCII encoding of personal line of credit in hexadecimal notation is 706572736f6e616c206c696e65206f6620637265646974.