The term viatical settlement is identified in base64 scheme by the sequence dmlhdGljYWwgc2V0dGxlbWVudA==, while the MD5 signature is equal to 6cdbab30cb1b0f859534051aecdf3f73. The ASCII encoding of viatical settlement in hexadecimal notation is 766961746963616c20736574746c656d656e74.