The term cost-of-living allowance is identified in base64 scheme by the sequence Y29zdC1vZi1saXZpbmcgYWxsb3dhbmNl, while the MD5 signature is equal to ab0eec2cd40b15965eb6ae5f9961442c. The ASCII encoding of cost-of-living allowance in hexadecimal notation is 636f73742d6f662d6c6976696e6720616c6c6f77616e6365.